Where in

How the figures for Geneva are worked out

Every number on these pages comes from one of three places: a published statistic, a reviewed estimate built on top of one, or an editorial judgement. This page says which is which, and is as specific as it can be about where each is weakest — a decision-support figure that hides its own error bars is worse than no figure at all.

What is covered

28 areas across all 13 areas, 8 employment destinations, and 9 side-by-side comparisons. Coverage is deliberately uneven: the places where more people are choosing between neighbourhoods get more neighbourhoods, not because the rest matter less.

Rent

The anchor is the ONS Price Index of Private Rents, which publishes an average monthly rent by bedroom count. The figures used here are for August 2026.

There is no ONS here. OCSTAT publishes a cantonal rent survey, but it measures the whole stock including tenancies decades old under a regime where sitting rents barely move — and the gap between that and what is actually advertised is far wider than the equivalent gap in England. The figures on these pages are advertised-market estimates from listing samples, anchored on the published averages for direction rather than level, because they describe what a new arrival will actually be quoted.

The French communes are converted from euros at the stored rate in the currency module, which is an approximation with a review date rather than a live rate. Every page that shows a converted figure says so.

Sharing is markedly less normal in Geneva than in Britain: the stock is flats rather than houses, and the standard Swiss lease does not contemplate a rotating set of tenants. It is still how a great many arriving anglophones start, through Glocals and the international-organisation networks, so the figures are here — but they come from thinner samples than the UK equivalents and should be treated as indicative.

These are advertised-market estimates, not the OCSTAT whole-stock average. Swiss sitting rents move very little, so the published cantonal average sits well below what a new arrival will actually be quoted — using it here would understate a real move by several hundred francs a month.

Sources: OCSTAT (Office cantonal de la statistique) cantonal rent survey, for direction and the whole-stock baseline; Homegate, Immoscout24, Anibis and Glocals visible listing samples across the canton, August 2026; SeLoger and Leboncoin listing samples for the Ain and Haute-Savoie border communes, converted from euros. Last reviewed 2026-09-07.

Commute times

Transports publics genevois publishes no open routing API, so there is no journey planner to query. Every time on these pages comes from a reviewed static matrix instead: one figure for each of the 28 areas against each of the 8 destinations, 224 in total. Nothing here calls out to a live service, and nothing claims to.

The figures are typical weekday-morning door-to-door times — walking to the stop, waiting, riding, and walking off at the other end. They are not timetable times.

The assumed average speed behind the distance fallback is the highest used anywhere on this site, because Geneva earns it: the city is small, tram frequencies are high, and the Léman Express runs every fifteen minutes on the core. What the model does not capture is the border. A car crossing at Bardonnex or Moillesulaz at eight in the morning can lose twenty minutes to a queue that no distance calculation predicts, which is a large part of why the train is the right answer from France.

Treat a five-minute difference between two areas as noise.

Travel bands, and why not a zone system

Geneva has a zonal fare system — the Unireso zones — but it describes tariff areas rather than centrality, and the one thing it genuinely encodes is the border: a Swiss ticket stops at it, and the cross-border Léman Express and TPG routes price separately. A zone number would tell a new arrival nothing about how far out they are and everything about which ticket to buy, so centrality is described directly instead.

So centrality is described directly, in the terms someone moving here actually reasons in:

Central (0–1.5 km)
The Ville de Genève inside the old fortifications: Cité, Pâquis, Eaux-Vives, Plainpalais. You walk or take one tram to everything, and you pay for it in rent per square metre rather than in fares.
Inner (1.5–5 km)
The rest of the city and the communes that run straight into it — Jonction, Servette, Champel, Carouge, Lancy, Chêne-Bougeries. Ten to twenty minutes in by tram, and still comfortably inside Swiss residency.
Outer (5–15 km)
Five to fifteen kilometres out. On the Swiss side that is Vernier, Meyrin and Versoix; on the French side it is Annemasse, Saint-Julien and Ferney-Voltaire, which are closer in journey time than several Swiss communes and roughly half the rent. The border is not a distance, it is a jurisdiction.
Fringe (15 km+)
Thonon-les-Bains along the French lakeshore and Nyon up the Swiss one — separate towns in separate cantons or departments, forty minutes or more each way, chosen for price, for a lower tax bill or for the lake.

Local taxes and charges

There is no council tax in Switzerland, and nothing corresponds to it. A tenant pays no occupier property tax at all, which is genuinely good news and also the point at which a British reader should keep reading rather than stopping.

What replaces it is larger. Compulsory private health insurance runs to roughly CHF 460 a month per adult in Geneva and is charged per person, not per household. Service charges are quoted separately from rent and add around CHF 250 a month. The Serafe broadcasting fee is CHF 335 a year per household and arrives automatically once you register your address. Together these come to more than a council tax bill and none of them is deducted from your salary.

There is one genuine geographic tax variable here, and it is not on the property: Geneva's 45 communes each set their own multiplier on cantonal income tax, and the range across the canton is roughly a factor of two. On a high salary that difference can outweigh a moderate difference in rent — but it scales with what you earn rather than with where you live, so it is covered in the guides rather than shown as a per-commune table here.

Sources: Federal Office of Public Health (OFSP) priminfo premium calculator for canton Geneva, 2026; Serafe AG published household fee for 2026; Swiss Code of Obligations, articles 257e and 269, on rental deposits and charges. These are secondary sources: confirm any charge that matters to your own budget with the authority itself. Last reviewed 2026-09-07.

What you pay beyond rent

There is no council tax in Switzerland. What replaces it is larger, and almost none of it is deducted from your salary — which is why this table matters more to a British reader than any other on the site. Note that these are the Swiss-side figures: if you live in France on a cross-border permit you make a one-time choice between the Swiss and French health systems within three months, and the French option is usually substantially cheaper. The cross-border guide covers that decision.

WhatPer monthWho pays, and what to know
Health insurance (LAMal), per adultCHF 460Compulsory, private, and per person rather than per household — children are charged too, at a lower rate. You must take out a policy within three months of arriving and it is backdated to your arrival date. The figure shown is a Geneva adult on a CHF 2,500 deductible; a low deductible costs meaningfully more. Geneva is the most expensive canton in Switzerland for this. Cantonal subsidies exist for lower incomes and are worth checking.
Health insurance deductible, spread monthlyCHF 210The franchise is what you pay before the policy pays anything, up to CHF 2,500 a year on the cheapest premiums, plus a 10% co-payment above it. Budget for it as a running cost rather than a surprise, because in a year when you need healthcare you will spend it.
Serafe (broadcasting fee)CHF 28CHF 335 a year per household, billed automatically once you register your address. It is not optional and not connected to whether you own a television.
Charges (service charges)CHF 250Quoted separately from rent in Swiss listings and typically covering heating, hot water, building maintenance and sometimes a caretaker. A rent advertised at CHF 2,000 'plus charges' is really CHF 2,250. Reconciled annually, so expect a balancing bill or credit.
Rental deposit (guarantee)VariesUp to three months' rent, held in a blocked bank account in your name. On a CHF 2,000 flat that is CHF 6,000 you cannot touch, on top of the first month. Deposit-insurance products exist as an alternative but cost more overall.
Third-party liability insuranceCHF 12Not legally compulsory but demanded by essentially every landlord as a condition of the lease, so treat it as compulsory. Usually bundled with household contents cover.

Total of the fixed rows above: CHF 960 (about £900) a month, on top of rent. Sources: Federal Office of Public Health (OFSP) priminfo premium calculator for canton Geneva, 2026; Serafe AG published household fee for 2026; Swiss Code of Obligations, articles 257e and 269, on rental deposits and charges.

Take-home pay

Take-home is modelled on combined federal, cantonal and communal income tax at Geneva rates, plus AVS/AI/APG, unemployment insurance and an assumed LPP pension contribution. It is an effective-rate estimate for a single person with no dependants, not a payroll calculation. It deliberately excludes health insurance, which in Switzerland is a private monthly bill rather than a payroll deduction — see the local costs table, because it is the largest single thing a British reader will not have budgeted for.

Lifestyle scores

Each area carries 10 scores from 0 to 10: lively, green space, nightlife, café density, gym density, walkability, food scene, young professionals, safety, transport. They are comparable between the areas covered here and nowhere else: a 7 for nightlife means seventh-decile among these 28 areas, not on any absolute scale.

These are editorial judgements, informed by transport data, published crime and deprivation statistics and local knowledge. They are not survey results and they are not derived from a formula.

What this cannot tell you

  • Schools. Nothing here scores them, which for families is usually the deciding factor. Check catchments directly.
  • What is available right now. These are market estimates, not listings. Nothing here is live.
  • Off-peak and non-public transport. Every journey time assumes weekday-morning public transport. Cycling changes the picture substantially close in, and driving changes it substantially everywhere else.
  • Immigration. Nothing on this site is immigration advice, and for Geneva that limit matters more than anywhere else covered here. Whether you can live in a given area may depend on a permit you do not yet have. The guides explain the shape of the system and point at the official sources; they are not a substitute for them.
  • Which side of the border you can actually choose. The rankings treat French and Swiss areas as comparable options, because on rent and commute they are. Legally they are not interchangeable: living in France requires a French residence permit as well as a Swiss cross-border permit, and a job offer in Geneva gives you neither automatically.
  • Schools. Not scored anywhere on this site, and in Geneva it is the largest financial variable after rent. The Swiss state system is free, excellent and taught in French; international school fees can exceed the annual cost of a flat.

Corrections

If a figure here is wrong, it is worth telling us — particularly a rent estimate, which is the part most likely to drift. Get in touch.