Where to live in London on a £80,000 salary
On £80,000 you take home roughly £4,746/month after tax and NI. That gives you a rent budget of around £1,661/month (35% of take-home). Here's where that actually gets you in London.
Gross salary
£80,000
Take-home (monthly)
£4,746
Rent budget (33%)
£1,566
Rent budget (35%)
£1,661
What £1,661/month buys in London
At £1,661/month your 1-bed options are mostly in Zones 3–4. Romford and Tottenham are good starting points.
Areas within your budget
48 neighbourhoods where 1-bed rent is at or under £1,661/month (≤ 35% of take-home)
| Neighbourhood | Borough | 1-bed rent | % of take-home |
|---|---|---|---|
| Romford | Havering | £1,200 | 25% |
| Tottenham | Haringey | £1,250 | 26% |
| Enfield Town | Enfield | £1,250 | 26% |
| Barking | Barking and Dagenham | £1,250 | 26% |
| Bexleyheath | Bexley | £1,250 | 26% |
| Sutton | Sutton | £1,250 | 26% |
| Uxbridge | Hillingdon | £1,250 | 26% |
| Forest Gate | Newham | £1,300 | 27% |
| Ilford | Redbridge | £1,300 | 27% |
| Catford | Lewisham | £1,300 | 27% |
| Wood Green | Haringey | £1,350 | 28% |
| Harrow | Harrow | £1,350 | 28% |
| Leyton | Waltham Forest | £1,350 | 28% |
| Croydon | Croydon | £1,350 | 28% |
| Walthamstow | Waltham Forest | £1,400 | 29% |
| Hendon | Barnet | £1,400 | 29% |
| Cricklewood | Brent | £1,400 | 29% |
| Streatham | Lambeth | £1,400 | 29% |
| New Cross | Lewisham | £1,400 | 29% |
| Deptford | Lewisham | £1,450 | 31% |
| Lewisham | Lewisham | £1,450 | 31% |
| Crystal Palace | Bromley | £1,450 | 31% |
| Kingston | Kingston upon Thames | £1,450 | 31% |
| Crouch End | Haringey | £1,500 | 32% |
| Tooting | Wandsworth | £1,500 | 32% |
| Acton | Ealing | £1,500 | 32% |
| Holloway | Islington | £1,500 | 32% |
| Archway | Islington | £1,500 | 32% |
| Muswell Hill | Haringey | £1,500 | 32% |
| Finchley | Barnet | £1,500 | 32% |
| Kilburn | Brent | £1,500 | 32% |
| Bow | Tower Hamlets | £1,500 | 32% |
| Mile End | Tower Hamlets | £1,500 | 32% |
| Camberwell | Southwark | £1,500 | 32% |
| Forest Hill | Lewisham | £1,500 | 32% |
| Twickenham | Richmond upon Thames | £1,500 | 32% |
| Peckham | Southwark | £1,550 | 33% |
| Ealing | Ealing | £1,550 | 33% |
| Hackney Wick | Hackney | £1,550 | 33% |
| Finsbury Park | Haringey | £1,600 | 34% |
| Stratford | Newham | £1,600 | 34% |
| Golders Green | Barnet | £1,600 | 34% |
| Balham | Wandsworth | £1,600 | 34% |
| Herne Hill | Lambeth | £1,600 | 34% |
| Stockwell | Lambeth | £1,600 | 34% |
| Earlsfield | Wandsworth | £1,600 | 34% |
| Greenwich | Greenwich | £1,650 | 35% |
| East Dulwich | Southwark | £1,650 | 35% |
Areas that stretch your budget
35–42% of take-home — doable but tight. Worth it if the area is genuinely right for you.
Stoke Newington
36%Hackney
£1,700/mo
Hackney Central
36%Hackney
£1,700/mo
Bethnal Green
36%Tower Hamlets
£1,700/mo
Brixton
36%Lambeth
£1,700/mo
Wimbledon
36%Merton
£1,700/mo
Whitechapel
36%Tower Hamlets
£1,700/mo
Blackheath
36%Lewisham
£1,700/mo
Richmond
36%Richmond upon Thames
£1,700/mo
Kentish Town
37%Camden
£1,750/mo
Dalston
37%Hackney
£1,750/mo
Highgate
37%Haringey
£1,750/mo
Clapham
38%Lambeth
£1,800/mo
Frequently asked questions
What is the take-home pay for a £80,000 salary?
On a £80,000 gross salary, you take home approximately £4,746 per month after income tax and National Insurance (2025/26 rates).
How much rent can I afford on £80,000?
Most financial guidance suggests spending no more than 33–35% of take-home pay on rent. On £80,000that's approximately £1,566–£1,661/month for a 1-bed flat.
Should I house share or rent alone on £80,000?
On £80,000, house sharing will significantly expand your options. Expect to pay £800–£1,100/month for a room in a shared house in Zone 2, which leaves more of your salary for savings and quality of life.
Other salary guides
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