Where to live in London on a £60,000 salary
On £60,000 you take home roughly £3,780/month after tax and NI. That gives you a rent budget of around £1,323/month (35% of take-home). Here's where that actually gets you in London.
Gross salary
£60,000
Take-home (monthly)
£3,780
Rent budget (33%)
£1,247
Rent budget (35%)
£1,323
What £1,323/month buys in London
At £1,323/month, renting a 1-bed flat alone in London is challenging. House sharing is the realistic option for most areas.
Areas within your budget
10 neighbourhoods where 1-bed rent is at or under £1,323/month (≤ 35% of take-home)
| Neighbourhood | Borough | 1-bed rent | % of take-home |
|---|---|---|---|
| Romford | Havering | £1,200 | 32% |
| Tottenham | Haringey | £1,250 | 33% |
| Enfield Town | Enfield | £1,250 | 33% |
| Barking | Barking and Dagenham | £1,250 | 33% |
| Bexleyheath | Bexley | £1,250 | 33% |
| Sutton | Sutton | £1,250 | 33% |
| Uxbridge | Hillingdon | £1,250 | 33% |
| Forest Gate | Newham | £1,300 | 34% |
| Ilford | Redbridge | £1,300 | 34% |
| Catford | Lewisham | £1,300 | 34% |
Areas that stretch your budget
35–42% of take-home — doable but tight. Worth it if the area is genuinely right for you.
Wood Green
36%Haringey
£1,350/mo
Harrow
36%Harrow
£1,350/mo
Leyton
36%Waltham Forest
£1,350/mo
Croydon
36%Croydon
£1,350/mo
Walthamstow
37%Waltham Forest
£1,400/mo
Hendon
37%Barnet
£1,400/mo
Cricklewood
37%Brent
£1,400/mo
Streatham
37%Lambeth
£1,400/mo
New Cross
37%Lewisham
£1,400/mo
Deptford
38%Lewisham
£1,450/mo
Lewisham
38%Lewisham
£1,450/mo
Crystal Palace
38%Bromley
£1,450/mo
Frequently asked questions
What is the take-home pay for a £60,000 salary?
On a £60,000 gross salary, you take home approximately £3,780 per month after income tax and National Insurance (2025/26 rates).
How much rent can I afford on £60,000?
Most financial guidance suggests spending no more than 33–35% of take-home pay on rent. On £60,000that's approximately £1,247–£1,323/month for a 1-bed flat.
Should I house share or rent alone on £60,000?
On £60,000, house sharing will significantly expand your options. Expect to pay £800–£1,100/month for a room in a shared house in Zone 2, which leaves more of your salary for savings and quality of life.
Other salary guides
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