Where to live in London on a £100,000 salary
On £100,000 you take home roughly £5,713/month after tax and NI. That gives you a rent budget of around £2,000/month (35% of take-home). Here's where that actually gets you in London.
Gross salary
£100,000
Take-home (monthly)
£5,713
Rent budget (33%)
£1,885
Rent budget (35%)
£2,000
What £2,000/month buys in London
At £2,000/month you can comfortably rent a 1-bed flat in many Zone 2–3 areas. You'll need to look at areas like Romford, Tottenham, Enfield Town for decent options.
Areas within your budget
79 neighbourhoods where 1-bed rent is at or under £2,000/month (≤ 35% of take-home)
| Neighbourhood | Borough | 1-bed rent | % of take-home |
|---|---|---|---|
| Romford | Havering | £1,200 | 21% |
| Tottenham | Haringey | £1,250 | 22% |
| Enfield Town | Enfield | £1,250 | 22% |
| Barking | Barking and Dagenham | £1,250 | 22% |
| Bexleyheath | Bexley | £1,250 | 22% |
| Sutton | Sutton | £1,250 | 22% |
| Uxbridge | Hillingdon | £1,250 | 22% |
| Forest Gate | Newham | £1,300 | 23% |
| Ilford | Redbridge | £1,300 | 23% |
| Catford | Lewisham | £1,300 | 23% |
| Wood Green | Haringey | £1,350 | 24% |
| Harrow | Harrow | £1,350 | 24% |
| Leyton | Waltham Forest | £1,350 | 24% |
| Croydon | Croydon | £1,350 | 24% |
| Walthamstow | Waltham Forest | £1,400 | 25% |
| Hendon | Barnet | £1,400 | 25% |
| Cricklewood | Brent | £1,400 | 25% |
| Streatham | Lambeth | £1,400 | 25% |
| New Cross | Lewisham | £1,400 | 25% |
| Deptford | Lewisham | £1,450 | 25% |
| Lewisham | Lewisham | £1,450 | 25% |
| Crystal Palace | Bromley | £1,450 | 25% |
| Kingston | Kingston upon Thames | £1,450 | 25% |
| Crouch End | Haringey | £1,500 | 26% |
| Tooting | Wandsworth | £1,500 | 26% |
| Acton | Ealing | £1,500 | 26% |
| Holloway | Islington | £1,500 | 26% |
| Archway | Islington | £1,500 | 26% |
| Muswell Hill | Haringey | £1,500 | 26% |
| Finchley | Barnet | £1,500 | 26% |
| Kilburn | Brent | £1,500 | 26% |
| Bow | Tower Hamlets | £1,500 | 26% |
| Mile End | Tower Hamlets | £1,500 | 26% |
| Camberwell | Southwark | £1,500 | 26% |
| Forest Hill | Lewisham | £1,500 | 26% |
| Twickenham | Richmond upon Thames | £1,500 | 26% |
| Peckham | Southwark | £1,550 | 27% |
| Ealing | Ealing | £1,550 | 27% |
| Hackney Wick | Hackney | £1,550 | 27% |
| Finsbury Park | Haringey | £1,600 | 28% |
| Stratford | Newham | £1,600 | 28% |
| Golders Green | Barnet | £1,600 | 28% |
| Balham | Wandsworth | £1,600 | 28% |
| Herne Hill | Lambeth | £1,600 | 28% |
| Stockwell | Lambeth | £1,600 | 28% |
| Earlsfield | Wandsworth | £1,600 | 28% |
| Greenwich | Greenwich | £1,650 | 29% |
| East Dulwich | Southwark | £1,650 | 29% |
| Stoke Newington | Hackney | £1,700 | 30% |
| Hackney Central | Hackney | £1,700 | 30% |
| Bethnal Green | Tower Hamlets | £1,700 | 30% |
| Brixton | Lambeth | £1,700 | 30% |
| Wimbledon | Merton | £1,700 | 30% |
| Whitechapel | Tower Hamlets | £1,700 | 30% |
| Blackheath | Lewisham | £1,700 | 30% |
| Richmond | Richmond upon Thames | £1,700 | 30% |
| Kentish Town | Camden | £1,750 | 31% |
| Dalston | Hackney | £1,750 | 31% |
| Highgate | Haringey | £1,750 | 31% |
| Clapham | Lambeth | £1,800 | 32% |
| Shepherd's Bush | Hammersmith & Fulham | £1,800 | 32% |
| Elephant & Castle | Southwark | £1,800 | 32% |
| Barnes | Richmond upon Thames | £1,800 | 32% |
| Chiswick | Hounslow | £1,800 | 32% |
| Bermondsey | Southwark | £1,850 | 32% |
| Hammersmith | Hammersmith & Fulham | £1,850 | 32% |
| Putney | Wandsworth | £1,850 | 32% |
| West Hampstead | Camden | £1,850 | 32% |
| Wapping | Tower Hamlets | £1,850 | 32% |
| Camden | Camden | £1,900 | 33% |
| Swiss Cottage | Camden | £1,900 | 33% |
| Hoxton | Hackney | £1,900 | 33% |
| Kennington | Lambeth | £1,900 | 33% |
| Belsize Park | Camden | £1,950 | 34% |
| Vauxhall | Lambeth | £1,950 | 34% |
| Fulham | Hammersmith & Fulham | £1,950 | 34% |
| Maida Vale | Westminster | £1,950 | 34% |
| Islington | Islington | £2,000 | 35% |
| Hampstead | Camden | £2,000 | 35% |
Areas that stretch your budget
35–42% of take-home — doable but tight. Worth it if the area is genuinely right for you.
Borough
36%Southwark
£2,050/mo
Bayswater
36%Westminster
£2,050/mo
Battersea / Nine Elms
37%Wandsworth
£2,100/mo
Aldgate
37%City of London
£2,100/mo
Pimlico
37%Westminster
£2,100/mo
Bloomsbury
37%Camden
£2,100/mo
Fitzrovia
38%Camden
£2,150/mo
Notting Hill
39%Kensington & Chelsea
£2,200/mo
Soho
39%Westminster
£2,200/mo
Marylebone Village
39%Westminster
£2,200/mo
Covent Garden
39%Westminster
£2,200/mo
Shoreditch
40%Hackney / Tower Hamlets
£2,300/mo
Frequently asked questions
What is the take-home pay for a £100,000 salary?
On a £100,000 gross salary, you take home approximately £5,713 per month after income tax and National Insurance (2025/26 rates).
How much rent can I afford on £100,000?
Most financial guidance suggests spending no more than 33–35% of take-home pay on rent. On £100,000that's approximately £1,885–£2,000/month for a 1-bed flat.
Should I house share or rent alone on £100,000?
On £100,000 you have realistic options for renting alone in many Zone 2–3 areas of London. House sharing opens up more of Zone 1 and premium Zone 2.
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